boodie: shark with human teeth (broken)
Later on this week I have an appointment/interview with a lovely lady from
Anglicares Financial Counselling section, these are the Federally appointed
people who go over your finances with a fine tooth comb and decide if it is
the right course for you to apply for bankruptcy.

This is a place I never thought I would find myself in, ever, I'm fully
aware that declaring bankruptcy will fuck up my life for the next 3-5
years, but right now I think I have run out of options. Even with
all the arrangements I have in place I still dont have enough to
keep up with existing payments.

I'm continually robbing peter to pay paul and falling behind even
more with some things, and the most maddening soul destroying thing
is that it would take so very little to make all of this work again.

$60 a week is all I need extra, thats all, just $60, which conversely
was almost exactly the amount I was making doing all the freelance
proof-reading last year, before the GFC hit and everyone started doing
everything in-house.

I'm dying inside, piece by piece and it's killing me, because this will
not only impact on me, but my family as well. And tommorrow I have to ring
up the electricity people and arrange once again to pay the electricity
bill off in installments.

This was not how it was supposed to be.


boodie: shark with human teeth (broken)
Later on this week I have an appointment/interview with a lovely lady from
Anglicares Financial Counselling section, these are the Federally appointed
people who go over your finances with a fine tooth comb and decide if it is
the right course for you to apply for bankruptcy.

This is a place I never thought I would find myself in, ever, I'm fully
aware that declaring bankruptcy will fuck up my life for the next 3-5
years, but right now I think I have run out of options. Even with
all the arrangements I have in place I still dont have enough to
keep up with existing payments.

I'm continually robbing peter to pay paul and falling behind even
more with some things, and the most maddening soul destroying thing
is that it would take so very little to make all of this work again.

$60 a week is all I need extra, thats all, just $60, which conversely
was almost exactly the amount I was making doing all the freelance
proof-reading last year, before the GFC hit and everyone started doing
everything in-house.

I'm dying inside, piece by piece and it's killing me, because this will
not only impact on me, but my family as well. And tommorrow I have to ring
up the electricity people and arrange once again to pay the electricity
bill off in installments.

This was not how it was supposed to be.


boodie: shark with human teeth (Default)
I hate doing this, but I am in a very dire situation here, those of you who read
my LJ would know that last week I recieved an extraordinarily huge electricity
bill, over $550 (there is some dispute over the size but the bill still has to
be paid, and if there is a fault/problem I'll be credited, however THAT doesn't
help me now)

I entered into a payment plan with the company and they've given me some extra
time to pay it off, however I need to pay the first $250 by next tuesday and no
matter how much I went over the budget, tried to juggle other payments it's
become crystal clear that I just will not have all the money I need to make the
first payment.

If I default on the first part payment then the whole plan is voided, leaving me
in an even worse pickle than I am now, it's gotten to the point where I am
seriously considering filing for bankruptcy, because no matter how much I try/
do without I just cannot get ahead.

I'm not too proud to beg, my pride in that general area went out the window a
few years ago when it started becoming a struggle to keep the family housed and
fed.

If anyone at all can spare some money here or there, I would be eternally
grateful, I have a paypal account and can do direct deposit as well.





*ETA*

Thank you so much my wonderful friends
boodie: shark with human teeth (Default)
I hate doing this, but I am in a very dire situation here, those of you who read
my LJ would know that last week I recieved an extraordinarily huge electricity
bill, over $550 (there is some dispute over the size but the bill still has to
be paid, and if there is a fault/problem I'll be credited, however THAT doesn't
help me now)

I entered into a payment plan with the company and they've given me some extra
time to pay it off, however I need to pay the first $250 by next tuesday and no
matter how much I went over the budget, tried to juggle other payments it's
become crystal clear that I just will not have all the money I need to make the
first payment.

If I default on the first part payment then the whole plan is voided, leaving me
in an even worse pickle than I am now, it's gotten to the point where I am
seriously considering filing for bankruptcy, because no matter how much I try/
do without I just cannot get ahead.

I'm not too proud to beg, my pride in that general area went out the window a
few years ago when it started becoming a struggle to keep the family housed and
fed.

If anyone at all can spare some money here or there, I would be eternally
grateful, I have a paypal account and can do direct deposit as well.





*ETA*

Thank you so much my wonderful friends
boodie: shark with human teeth (hard to keep on)
The electricty bill arrived, in spite of freezing all during winter because I knew that i couldn't afford to have any heating going, the bill is still over $500.

I have no idea how I am going to afford to pay for this, none at all, the last one almost pushed me towards declaring bankruptcy, this might be the one that does it.

*broken*


boodie: shark with human teeth (hard to keep on)
The electricty bill arrived, in spite of freezing all during winter because I knew that i couldn't afford to have any heating going, the bill is still over $500.

I have no idea how I am going to afford to pay for this, none at all, the last one almost pushed me towards declaring bankruptcy, this might be the one that does it.

*broken*


boodie: shark with human teeth (WTFistan)
Bloody hell... went to check my bank balance and i'm $13 OVERDRAWN... Minor panic rapidly turns into MAJOR panic, bills need to be paid, check deposits and withrdrawals.. turns out a $300 deposit has just gone bye-byes.. On the phone to the bank and they don't know whats happened, so they're going to get back to me, so atm theres only the $14 I have in my wallet between me and no money whatsoever.. And they charged me a $30 fee for being overdrawn.. I bloody well better get THAT back as well...

This sucks.. they better find my money... or else I am screwed, really really REALLY screwed.

*Update*

They found my money, didn't bother to ring and let me know, only cos I checked my balance did I know.. BUT they haven't refunded me the money they charged me for being overdrawn, it was $30, now to some people thats not a lot of money but to me it is, thats my phone bill, or my electricity for the week, or half my grocery money for the week, when you're on a tight budget $30 is a big hole to have to cover.
boodie: shark with human teeth (WTFistan)
Bloody hell... went to check my bank balance and i'm $13 OVERDRAWN... Minor panic rapidly turns into MAJOR panic, bills need to be paid, check deposits and withrdrawals.. turns out a $300 deposit has just gone bye-byes.. On the phone to the bank and they don't know whats happened, so they're going to get back to me, so atm theres only the $14 I have in my wallet between me and no money whatsoever.. And they charged me a $30 fee for being overdrawn.. I bloody well better get THAT back as well...

This sucks.. they better find my money... or else I am screwed, really really REALLY screwed.

*Update*

They found my money, didn't bother to ring and let me know, only cos I checked my balance did I know.. BUT they haven't refunded me the money they charged me for being overdrawn, it was $30, now to some people thats not a lot of money but to me it is, thats my phone bill, or my electricity for the week, or half my grocery money for the week, when you're on a tight budget $30 is a big hole to have to cover.
boodie: shark with human teeth (snoochsad)
I'm doing my best not to get depressed about the lack of being able to find somewhere else to live, not that it appears that the PM and agent are in a great deal of hurry about it, they were here almost a month ago, and I haven't heard a peep out of them, no For Sale sign, no notice to quit, no nothing.

Part of me hopes it's because the agent took one look at the house and told the PM that unless a great deal of work was done to it to make it sellable, the asking price would have to be exceedingly low.. most of me wants that so much to be the case.

I know it probably wont be, things like that don't happen in real life, not to me anyway, I just want to know what's going on, i'd like to be able to sleep again, without having weird dreams about houses, and only sleeping 4-5 hours a night.

In other news, when we do have to move, I just about have the bond money all sorted out, but that means i'll have to put the removalists on my credit card... thank god for good credit rating, or else I would really be stuffed.. it's gonna make my repayments horrendous, but what else can I do.


boodie: shark with human teeth (snoochsad)
I'm doing my best not to get depressed about the lack of being able to find somewhere else to live, not that it appears that the PM and agent are in a great deal of hurry about it, they were here almost a month ago, and I haven't heard a peep out of them, no For Sale sign, no notice to quit, no nothing.

Part of me hopes it's because the agent took one look at the house and told the PM that unless a great deal of work was done to it to make it sellable, the asking price would have to be exceedingly low.. most of me wants that so much to be the case.

I know it probably wont be, things like that don't happen in real life, not to me anyway, I just want to know what's going on, i'd like to be able to sleep again, without having weird dreams about houses, and only sleeping 4-5 hours a night.

In other news, when we do have to move, I just about have the bond money all sorted out, but that means i'll have to put the removalists on my credit card... thank god for good credit rating, or else I would really be stuffed.. it's gonna make my repayments horrendous, but what else can I do.


erm..

Jul. 17th, 2006 02:20 pm
boodie: shark with human teeth (bummer)
For the first time in my adult life my outgoings exceed my incomings.

Looks like it's time to sell a few things.

erm..

Jul. 17th, 2006 02:20 pm
boodie: shark with human teeth (bummer)
For the first time in my adult life my outgoings exceed my incomings.

Looks like it's time to sell a few things.

April 2017

S M T W T F S
      1
23456 78
9101112131415
16171819202122
23242526272829
30      

Style Credit

Syndicate

RSS Atom
Page generated Jul. 21st, 2017 10:54 pm
Powered by Dreamwidth Studios

Expand Cut Tags

No cut tags

Most Popular Tags